In some parts of the country, some lenders and mortgage insurers are starting to somewhat relax their down-payment standards. Let's look at some of the specifics.... Read More

If you are wondering what the IRS will give you back in 2010 when you use your vehicle for work, moving or charity purposes, here is a breakdown.

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High unemployment and slowly recovering economy have contributed to more office vacancies and less willing landlords to decrease rents substantially. This is a paradox. Why is this happening?

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Despite the high rate of unemployment, some people are prudently spending money on securing a job. This could be comforting to know some of these job hunting expenses could be tax deductible.

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If you still have not refinanced your adjustable rate mortgage, probably this is the time to do it. This is exactly what our central banker who manages interest rates did recently.

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The axiom is putting off paying taxes on your stock options. However, with budget deficit ballooning, the government might resort to increasing tax rates on the upper income in or around 2011. Let's see how to address some of these concerns.... Read More

A growing number of borrowers looking to refinance are turning to15-year fixed rate mortgages instead of the traditional 30-year fixed rate mortgages. However, borrowers should carefully weigh the pros and cons before committing to the 15-year mortgages.

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Long-term capital gains are not always taxed at 15% for 2009 and 2010. There are some factors that might cause the taxable rate to vary from 0% to 28%.... Read More

Real estate brokerage firms could survive in this economy by representing only tenants and hiring brokers on commission.... Read More